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Brenda Garvey

 

Ms. Michele Marits

 

English 112

 

June 11, 2007

 

Are You Thousands Of Dollars In Debt And Yet Not Know It?

            The alert from the Government Executive stated “That the nation's cap ital [sic] is tops when it comes to identity theft. Annually, 20 incidents occur for every 100,000 people in the Washington metropolitan area. Nationally, 500,000 to 700,000 cases pop up each year, costing victims $765 million”. (Dean) Is this a case of leaked personal data or privacy data? Privacy is extremely valuable and it can be found in numerous ways and forms, but there are tools in place to help protect us.

            Well, what is privacy? Jason Burton believes that privacy is important to both our personal wellbeing and for the wellbeing of public life. (Burton) People have a need for privacy. It is a place which we are free to be individuals with out examination. Humans are finding harder and harder to maintain this so called privacy place.

State, local and federal government agencies collect and process a huge volume of vital record information. Much of this information is still disseminated only in print form but can be ordered and paid for via Web sites. An example of this could be as simple as looking up a neighbor’s address on the Virginia Beach Government website. Once there this curious person can find out what they paid for their home, also what other homes are going for that are similar to this home, and various data about this home. With this information a prospective buyer can offer you a lower bid for your house which would cause you to lose out on more money. Other ways our data escapes to others without our permission is through the use of data base searches, some of which are within our control, and others are currently out of our hands. An example of this would be as simple as looking up a phone number that is advertising to sell something such as a car. Once you have the phone number you can find out where they live, who lives there or whose name is attached to the phone number, by just doing a reverse phone number look up. Once that information is received, all this person has to do is drive by to view the vehicle and write down the Vehicle Identification Number (VIN). Then go on line to find out if it has been in accidents or claims against it and if it has a clear title. All of these tasks can happen without your permission or knowledge.

John Starr, vice president of Gartner’s Internet security practice had stated, “An incident in which an agency inadvertently exposes Social Security numbers to unauthorized users is not the most serious data breach.” (Starr) However, once a Social Security number is found and connected to a corresponding legitimate name and or address, this could be just enough information to get access to all kinds of vital information of both personal data and private data. gathering

            Michael Sutton, a security researcher, stated he was astounded at what he found. Given his job at SPI Dynamics, he expected to see sophisticated attacks that took advantage of flaws in people’s browsers to sneak code onto their PCs and grab their information. Instead, he found that all but one of the attacks relied on basic social engineering, the kind security researchers have been warning against for years: Get people to a bogus Web site (often by e-mailing them a link and asking them to click), then ask them to enter passwords, credit card numbers and Social Security numbers. ( Lunn and Olsen) Phishing is an example of this criminal activity using social engineering techniques. Phishers attempt to fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. Phishing is typically carried out by email or instant messaging, and often directs users to give details at a website, although phone contact has been used as well. Once this phisher has your bank account numbers, names, and address, the phisher can retrieve all of your money and destroy your credit.

Humans are of a curious sort by researching their genealogy on the Web, attempting to reinstate communications with high school classmates, friends, or even college buddies. We are found registering for free and fee-based access to online versions of newspapers and periodicals, and conducting e-commerce transactions. Once this personal data is also extracted from the Web, aggregated, it can then be used for marketing purposes, and sold to third parties. Some of these sources maybe through the solicitation and obtaining of personal data under false pretenses; which is then sold to online services and the phantom junk mail distributors. Even our cellular phones use radio frequencies, and anyone with a scanner can intercept these signals. Even if they do not have a scanner, sometimes the signals bleed over onto other customer’s phone conversations. Analog phones simply broadcast a voice conversation over the airwaves, making them easy for anyone listening to hear them. Digital phones, however, transmit a conversation in a binary format -- anyone who wants to intercept your call will have to invest in special equipment to convert the signal back to analog form.

            The following tools are recommended by City News to prevent lost or stolen personal and private information. If a store asks for your name, address or phone number and can not give you a reasonable answer why they need it, refuse to give it to them. Contest for drawings and other attractions such as prizes and trips tempt us everyday, but be very careful of releasing your vital stats when filling out that entry form, The chances of winning are very slim so be sure you know where and who is getting this information or it could end up on a telemarketers list or spam e-mail list. When using your credit card to make purchases on line, ensure there is a padlock or key icon on the screen where the requested data is to be sent. Also keep your receipts and track your charges against your statement. If you are a victim of identity theft or fraud contact your bank immediately and then the police department. Keep a record of whom you spoke with along with any possible case files. You may need this information if you go to court. (Gage)

            University of Minnesota has several recommendations to use as guidelines, standards and policies which lay out the steps needed to protect private information. While legally protected private data can exist in formats that include paper, photographs or credit card magnetic strips, the purpose of this communication is to inform you of ways to protect private information when it exists electronically. Information in digital, electronic form becomes portable and can be replicated with little to no effort. Technology is getting simpler and so is the theft of personal data, this data could destroy your personal happiness.

The following best practices, guidelines, standards and policies are in the context of this focus on portable, digital / electronic information. City News provides the following guidelines for ways to prevent accidental and/or unwanted exposure of electronic legally protected private information:

Know the meaning of the term private data and what it means to protect it. First of all do not store private data on a laptop or portable device. Next know what encryption means and how it applies to protecting electronic private data. Encryption is the conversion of data into a form, called cipher text, which cannot be easily understood by unauthorized people. Decryption is the process of converting encrypted data back into its original form, so it can be understood. So if you use a laptop to store private data on it encrypt your laptop and do not carry your password with it. Talk to your local technical staff and ask for recommendations.” (City News)

Consider storing private data on a secure server, not on your desktop, laptop or thumb-drive and then backup your data. Use a security cable to lock down your laptop or desktop computer whenever possible.

Following some or all of these protocols can help protect you from the legal problems, embarrassment, inconvenience and other problems that result when preventable private data breaches occur. Privacy and personal data is precious to each individual, we must protect it by policing ourselves (destroying receipts, destroying data you do not want to get out), fore if lost it cost thousands of dollars and years of frustration to regain positive control.

Word Count 1,416


Works Cited

Joshua Dean “Identity Theft.” Government Executive. Jun. 2001. 11Jun. 2007. <http://www.allbusiness.com/government/3597721-1.html>

Sandy Starr “Open up the debate” Privacy online “what’s the problem?” Norman Lewis

Maxine Lunn and Florence Olsen “When personal data gets out of the box...” FCW.COM Jun. 11, 2007. Jun. 11, 2007.<http://www.fcw.com/article102923-06-11-07-Print>

Debbie GageWhy Phishing Succeeds Baseline Security Feb. 01, 2007. Jun. 11, 2007.<http://blog.eweek.com/blogs/baseline_security/>

“Why Do Stores Need All Your Private Information?” City News Jan. 18, 2007. Jun. 11, 2007. <http://www.citynews.ca/news/news_7026.aspx>

Managing Legally Protected Electronic Private Information” The Office of Information Technology Oct. 23, 2006. Jun. 11, 2007 <http://www1.umn.edu/oit/planning/ManagePrivateData.html>